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PERSONAL INSURANCE

Our comprehensive Personal Insurance can help to protect your health, properties and lifestyle needs. Get it all plan out with our extensive portfolio of options to meet your changing needs.

START YOUR PERSONAL INSURANCE WITH US

Here are some of our key features

PACKAGE OR CUSTOMISED SOLUTION

We have a wide portfolio of solution, from package plans to customised solutions to meet your needs.

RELIABLE AND RESPONSIVE

We have a team of reliable associates who are responsive to your need and when in time of claims.

DEDICATED SUPPORT FOR CLAIMS

Your claims can be submitted through our online portal or mobile app 24/7. Or contact us for assistance.

SELECT YOUR INSURANCE PROGRAM

We offer a wide range of comprehensive personal insurance that is customisable to your needs.

With PHPP, get comprehensive cover including lock and key, medical expenses and option for extra home contents cover.

Starting a family of your own is one of life’s greatest decisions and joys. As you progress through life with your loved ones, your needs and expectations will change. As such, the question of ensuring adequate protection will arise time and again. The FamilyCare plan lets you have greater peace of mind knowing you and your loved ones are well-protected. With comprehensive personal accident, medical and income coverage, you can enjoy the more important things in life, like spending time with your family.

Singapore is a beautiful and safe place that many locals and foreigners have chosen to call home despite the high cost of living. It is undeniable that setting up home here is expensive whether or not you own the property you live in. Having worked hard to be a homeowner, and it is only natural that you would want to protect it well against any unforeseen accidents. Let HomeCare protect your family and your home, its fixtures, fittings, renovations and contents against loss or damage from such accidents. It is a specially designed policy that combines a comprehensive set of insurance covers under one affordable package.

Your home protection needs are as unique as your property. AIG's Homes Advantage Package plan and Homes Advantage custom plan let you tailor coverage for your home and belongings, protecting everything from the walls and windows to furniture and valuables. Opt for the convenience of a complete package, or set your own coverage with a custom plan.

No matter what type of home you live in, you want to know your belongings are protected. If you rent your home or are a homeowner who already has building cover, AIG’s Homes Complete is an affordable choice to safeguard the contents of your home, with added cover for identity theft.

Liberty Insurance commemorates more than a 100 years of success and excellence. We are who we are thanks to the support of our producers, staff and endearing customers. That is why we have specially designed a no-frills personal accident plan, Liberty Centennial PA, to suit to your evolving needs. At Liberty Insurance, we care for our customers and their well-being throughout their lives. As their needs evolve with each change, we too respond and adapt accordingly. This is our commitment to help people live safer and more secure lives.

There’s nothing quite like feeling the wind in your hair while you coast along a long straight empty road on a bike. To make sure your bike keeps up with your lifestyle, let Liberty’s Motor Cycle Insurance protect your bike under our comprehensive coverage terms that includes extra benefits.

Studying overseas can be an exciting experience filled with mixed emotions. For some it means leaving home for the first time, for others it’s a return to a childhood holiday destination. It is a chance to gain an international perspective, to meet people from various cultures and expand one’s horizon whilst studying at a world leading school or university. As you take this important step in your education, don’t let practical concerns like international travel, security and health disrupt your plans. Being prepared for uncertainties is key to having a safe and successful overseas educational experience. At Liberty, we understand the challenges faced by international students like you and have tailored Overseas StudentCare to provide a comprehensive cover for your needs. So travel the world, take in new sights, build lifelong friendships, gain new experiences, study and live overseas. We are with you every step of your way.

Life is full of simple joys to experience with your loved ones. The enhanced PACare Plus makes sure you’re there for every moment by protecting you from accidents all year round. Little ones are covered too if parents are protected by PACare Plus.

As a professional Pilot, Flight Instructor, Air Traffic Controller or Aircraft Maintenance Engineer, you have earned a career like no other. Congratulations! The work is challenging and demanding, but it’s immensely rewarding too. You are turning a once fantasy of flight into reality for the human race each day! At Liberty, we share your passion for aviation. We also understand that your career and income are at risk if you are prevented from performing your duties, in the event of a serious injury or deterioration in health. In consultation with aviation experts, we have designed Paymaster to provide the financial support you may need to prepare for an alternative career, should your aviation career be brought to an abrupt end. We have also made provisions for difficult situations you may encounter when traveling overseas. Paymaster is available on an individual basis or as top up to an existing group policy so that you may enjoy worldwide protection and peace of mind to make your dreams take wing.

When it comes to personal accident coverage, we know it’s not one size fits all. That’s why Liberty’s Personal Accident plan lets you choose the benefits to suit your lifestyle. Have a peace of mind wherever you go, 24 hours a day and 365 days a year.

Liberty’s Private Car Insurance provides comprehensive coverage including extra benefits. Enjoy peace of mind and be freed from the worries of insuring your vehicle. Savour the reason you have your car in the first place–to drive.

With EPHCI, you'll save when you choose a five-year policy term to match your HDB Fire Insurance, with the option to pay by monthly credit card instalments.

You have worked hard to build a comfortable life for yourself and your family. Help safeguard your future with Sapphire Enhanced personal accident insurance from AIG. Worldwide benefits such as weekly income, reimbursement for medical expenses and compassionate allowance ensure you are financially prepared for the unexpected.

Singaporeans are expected to live longer and better. With a quarter of the population retiring from the workforce, it becomes ever crucial to cater to the increasing needs of Singapore’s silver generation. That is why we have introduced SeniorCare-an insurance policy specially designed to provide comprehensive and affordable coverage for our seniors. With a high entry age, SeniorCare is a personal accident plan that can help you address some of the worries that you may face in your later years. Enjoy peace of mind through your golden years with SeniorCare’s comprehensive coverage.

Your overseas education is an important step towards your future. Help safeguard your time abroad with Student Assist from AIG. Designed to meet the needs of overseas students, Student Assist provides you with comprehensive cover for medical expenses, tuition fees and even your holiday travels.

Being diagnosed with cancer can be a traumatic experience. It raises concerns about one’s physical, emotional and financial well-being. Being financially prepared to cope with the heavy financial burden when seeking for the best medical treatment is key. At Liberty, we understand these challenges and have tailored VitalCare to protect your financial well-being. With lump sum payouts, in-hospital and post-hospitalization medical reimbursements, get well benefit and complimentary annual preventive health screening, we will have you financially prepared.

There is no denying the worrying cost of health care, especially if your employer does not contribute to the cost or if you do not have the right insurance. Medical insurance is a very important financial safeguard that can prevent the risk of being monetarily wiped out when you or your loved ones meet with a serious illness or accident. proMediCare is your basic hospital and surgical insurance plan tailored to fit your budget. Enjoy peace of mind without burning a hole in your pocket when you choose from our four affordable premiums to help defray the cost of hospitalization.

There are several hidden costs that come with hospitalization. These include transportation fees, trying out alternative medication to speed up recovery, paying for help to look after your loved ones and lost income. At Liberty Insurance, we believe that this is a financial burden you should not have to bear. Secure a sense of financial flexibility when you complement your hospitalization plan with proMediCash. This plan gives you additional cash upon hospitalization that you can use as you please, be it to seek specialist treatment or pay for extra expenses. Let your diagnosis and recovery be your main concern and let us worry about the rest.

Falling ill can often throw a wrench in your plans to get the best out of life. With a myriad of questions like how can I get the best medical treatment? How much will it set me back financially? Will this be covered? With proMedico’s comprehensive health insurance, be empowered to choose where and when you reeive medical treatment and get back on track as soon as possible. At Liberty Insurance, we take doubt out of the equation. That’s why with proMedico, receive compensation for your downtime with daily hospital cash and greater assurance with no surgical sub-limits.

Certain situations call for more medical coverage than you have. Take the step to expand your medical coverage so you’ll be ready for tough times. With proMedico Plus, be protected for a variety of scenarios such as psychiatric treatment, cancer and kidney treatment. Personalize it down to your individual needs and know that you get higher limits and extra benefits on top of what proMedico offers.

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